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Filing a Termite Damage Claim in Florida

Filing a Termite Damage Claim in Florida

Termites are one of the most feared invaders for homeowners. While nobody wants to find bugs or insects festering under the floorboards and in the walls, termites pose the most significant threat. The tough thing about termites isn’t just relegated to their actual presence. The process of filing a termite damage claim with your insurer on your home can be just as stressful. With many different terms and clauses attached to your policy, it can be tough to find the best way to go about reinstating your home’s structure and safety. Everything from timing to the policy you have on your home can change this situation for every homeowner. To stay diligent, here’s the best way to go about filing a termite damage claim in Florida. What Threat Comes with Termites? Florida homeowners have quite a bit to worry about when it comes to property damage. From extreme weather to the natural wear and tear of an aging home, there are a lot of things you need to protect yourself from. While things like hurricanes or flooding are somewhat cut and dry in terms of insurance payout, termite damage can get tricky. More often than not, insurance holders in Florida will be denied their claim if they don’t know what they’re supposed to be filing. The trick to a termite policy is the way in which termites harm the home. Some claims will have exclusions for termites, as they can be hard to predict or sense until the damage is already done. That might make it seem like you’re not going to get any sort of financial retribution for...