Hurricane Claims Lawyer in Tampa
Picking Up The Pieces After A Hurricane
Unfortunately, hurricanes are a very real threat to Florida residents, as seen with the recent devastation caused by Hurricane Helene and Hurricane Milton.
At Burnett Law, P.A., our team of Tampa-based hurricane claims lawyers specialize in helping Florida homeowners navigate insurance disputes and recover fair compensation for:
- Property damage
- Lost belongings
- Personal injury
- Other losses caused by devastating storms
If you’re in a dispute with your insurance company over hurricane damage, contact our team of experienced attorneys as soon as possible to protect your rights and ensure you receive the compensation you deserve.
Common Losses After A Hurricane in Florida
Hurricanes—and the damage they cause—are a fact of life for all who live on or near the coast, especially in Florida state and throughout the Gulf Coast region.
For those who have experienced these powerful storms, they know firsthand how property is lost, and lives are turned upside down. In some cases, the aftermath of a hurricane can resemble a major accident, leaving a wake of destruction and devastation that can take years to rebuild. While some structures can be rebuilt and property replaced, damage to a family’s memorable artifacts and sense of belonging is irreparable.
Hurricane Losses That Homeowners Experience
In the aftermath of a hurricane, homeowners often face a range of devastating losses that can disrupt their lives both emotionally and financially, including:
- Loss of residence/home
- Loss of vehicle(s)
- Loss of personal property and clothing
- Lost wages due to cleanup and/or relocation
- Other significant losses
Business Losses After a Hurricane
Hurricanes don’t just impact homeowners—they also have a significant impact on businesses, leading to operational disruptions, property damage, and financial losses. Business owners often face:
- Damage to commercial property
- Lost income due to temporary or prolonged closures
- Employee wage payments
- Business interruption losses
- Rebuilding and repair costs
At Burnett Law, P.A., our Tampa hurricane damage lawyers help policyholders navigate insurance claims and recover from the common losses caused by these devastating storms.
We concentrate our practice on property insurance law with a focus on hurricane- and storm-related claims.
What Sets Us Apart
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Experienced Attorneys Dedicated to Your SuccessWe guide clients through the complexities of their legal challenges, offering direct communication and hands-on support every step of the way.
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Free ConsultationsWe offer free consultations to evaluate your case, answer your questions, and help you understand your legal options.
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Proven Trial SuccessWe’re not afraid to take your case to court and have a strong track record of achieving favorable verdicts and settlements.
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Personalized Service and Genuine CareWe believe in doing the best job possible for every client, taking a meticulous and client-focused approach to uncover every advantage for your case.
Our Clients Come First
Real Stories, Real Results
At Burnett Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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“Mr. Josh Burnett is an amazing attorney who cares about his clients and getting them the justice they deserve.”Jennifer Z.
Coverage for Hurricane Damage in Florida
Coverage for damage and losses caused by a hurricane might be covered under your homeowner’s policy and can be complex. A skilled Florida hurricane claims attorney is best suited to review your insurance policies and determine what damage is covered and what damage is not.
Here’s what you should know:
- Most homeowner insurance policies will cover damage from the hurricane that is attributable to heavy rainfall and high winds but will usually exclude damage from flood waters.
- Unless you have a separate flood insurance policy, damage caused by the storm surge or that is determined to be flood damage may not be covered.
- There may be loan and/or grant programs available to you if the hurricane is declared a disaster by state and/or federal authorities. These programs would provide assistance for any damage not covered by your insurance policies.
- Your auto insurance will typically cover any loss to your vehicles, especially if the policy has comprehensive coverage.
At Burnett Law Firm, we offer comprehensive legal services in hurricane claims, drawing on our expertise across multiple practice areas. Our dedicated team is a trusted partner for thousands of clients seeking compensation after a hurricane-related accident or damage. With a free consultation, we’ll review your case, explain your options, and guide you through the process worry-free.
Typical Problems In Hurricane Claims
Filing a hurricane claim in Florida state with your insurance company can be more stressful an experience than many anticipate for several reasons:
- First come, first serve. Your insurance carrier is likely receiving claims from thousands of other hurricane victims besides yourself. The sooner you get your claim filed accurately with your insurer, the sooner the insurance company will typically act. If you delay in filing a claim, or if your claim is filed incorrectly, you may experience a significant delay in having your claim paid.
- Repairs may end up costing you. It is important that you do not perform too many permanent repairs or improvements to your house immediately after a hurricane. Your insurance adjuster will need to see the extent of the damage; otherwise, you may find you are not paid the full value of your loss.
- Deductibles. No matter which insurance carrier your policy is through, almost every policy requires the homeowner or the auto owner to pay a deductible on a claim. This typically ranges from $500 to $1,000. This amount would need to be paid prior to the insurance company paying for any of the repairs or losses.
Has your insurance company delayed or denied your legitimate claim? Was your home or boat damaged by a hurricane? Did your insurance company fail to pay the full value of your claim or refuse to reimburse you for your losses? At Burnett Law, P.A., we concentrate our practice areas on property insurance law with a focus on hurricane- and storm-related claims.
